Account Type Minimum Balance Monthly Service Charge Transactions & Fees
Totally Free Business Checking*
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$0 None 1,500 FREE Items*

"1,500 items free! That's really going to save my business money in monthly fees."

  • FREE 1,500 items per month*
  • No minimum balance after account opening
  • No monthly service charge
  • FREE Online Banking
  • FREE Business VISA Check Card
  • FREE Check images available
  • FREE Gift Card
  • Easy to balance monthly statements
  • Cash Management, Online Bill Pay and Wire Transfer Services are available for a fee
  • Employee Direct Payroll Deposit available
  • Opening balance only $100

*Items include all debits, credits and deposited items. If the Totally FREE Business Account exceeds 1,500 items, the account may be changed to another checking product.

Western Security Business Checking*
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$0 $6 per month, plus activity fees which can be offset by earnings credit from deposit balances 12¢ per debit, 08¢ per deposited item

"My business has high account activity. If I maintain deposit balances, can I offset all or part of my monthly service charge?"

  • Earnings allowance from deposit balances may offset service charges
  • FREE Online Banking
  • FREE Business VISA Check Card
  • FREE Check images available
  • FREE Gift
  • Easy to balance monthly statement
  • Cash Management, Online Bill Pay and Wire Transfer Services are available for a fee
  • Employee Direct Payroll Deposit available
  • Opening balance only $100
Interest Business Checking*
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$500 Monthly fee of $8 if balance falls below $500.00. The first 50 checks and 50 deposited items are free, then $.20 each thereafter.

"I'm a Sole-Proprietor. Can I have a checking account for my business that also earns interest?"

  • A low $500 minimum balance is required to earn interest and avoid monthly service charges.
  • First 50 checks and 50 deposited items each month are FREE
  • FREE Online Banking
  • FREE Business VISA Check Card
  • FREE Check images available
  • FREE Gift
  • Easy to balance monthly statement
  • Cash Management, Online Bill Pay and Wire Transfer Services are available for a fee
  • Employee Direct Payroll Deposit available
  • Opening balance only $500

(Click on "More" and "Hide"  to view and hide additional details about each account type.)

*Items include all debits, credits and deposited items. If the Totally FREE Business Account exceeds 1,500 items, the account may be changed to another checking product.

  • Business Checking accounts may be subject to analysis and repricing based on account activity and deposit balance.
  • Customer purchases checks. Minimum opening deposit is only $100 for both Totally Free Business Checking and Western Security Bank Busines Checking. Minimum opening deposit is only $500 for Interest Business Checking. Accounts inactive for more than 180 days will be assessed a $3.00 monthly fee with a balance below $100.
  • Other fees may apply. See Schedule of Fees for details.