Business Loans
Build your business without breaking the bank
Western Security Bank offers a number of options to help your business cash flow, when you need it.
Western Security Bank offers account and inventory financing to businesses. The primary source of repayment for this type of loan is the conversion of the accounts and/or inventory to cash.
Western Security Bank offers a revolving line of credit for business working capital and operating expenses. Simply write a check from your business checking account and you'll automatically have the funds you need.
Western Security Bank offers real estate term loans for the purpose of purchasing or refinancing eligible property types for owner-occupied properties including unimproved property, and selectively, for professional real estate investors exhibiting financial strength and liquidity.
To begin your application process, complete the forms above and make an appointment to meet with one of our lenders.
Western Security Bank is a Preferred SBA Lender
Quick application and approval - up to $350,000 revolving or term for up to 7 years for working capital. Equipment loans can be up to 10 years and real estate loans up to 25 years.
Long form application - $350,001.00 to $5 million term loans with maximum maturities of 25 years for real estate, 10 years for equipment, and generally 7 years for working capital.
The 504 Certified Development Company Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings.
This SBA program helps small businesses meet their short-term and cyclical working capital needs. Maximum loan amounts under this program are generally $1.3 million. There are several working capital loan programs.
This program is designed to provide short-term working capital to exporters.
Lines of Credit
Western Security Bank offers annual operating lines to finance your day-to-day cash flow needs through the agricultural production cycle for all types of farming and livestock operations.
Term Loans
Western Security Bank offers term loans for the purchase of livestock and new or used machinery. Loans can be customized to aid your cash flow and working capital needs.
Agricultural Real Estate Term Loans
Western Security Bank offers Agricultural Real Estate Loans to provide financing for agricultural property to meet individual needs such as land acquisition, refinance, or major capital improvements.
To begin your application process, complete the forms above and make an appointment to meet with one of our lenders.