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Personal Savings

Savings that really add up.

Whatever you’re saving for; a dream vacation, college tuition, retirement or simply everyday expenses, we offer several options to help you meet your savings goals. Open a savings account in person at one of our branches, or conveniently online.

Personal Savings 

Realize your savings goals with a personal account that offers a competitive interest rate on your balance.

Money Market Accounts

Looking for more from your savings? Consider a WSB money market account

Certificates of Deposit 

Accounts available with competitive interest rates and a variety of terms to meet your needs.

Health Savings Account

Enables you to pay for qualified current health expenses and save for future medical expenses.

Want to compare these accounts side by side?

Savings Account Comparison

Account Details 

Personal Savings Account

  • Variable interest rate account that earns competitive interest
  • Only $2 monthly service charge if minimum balance falls below $100
  • Service charge waived for account holders under the age of 18
  • Six (6) withdrawals and transfers allowed per month*
  • Minimum opening deposit is only $50
  • Fee Schedule 
 

Money Market Account

  • Variable interest rate account offering tiered rates
  • Only $10 monthly service charge if minimum balance falls below $2,500
  • Six (6) withdrawals and transfers allowed per month*
  • Minimum opening deposit is only $50
  • Fee Schedule 
*Regulation D limits the type of withdrawals and transfer transactions you can make out of your Savings or Money Market Account to a maximum combined total of six (6) per month or monthly statement period. These transactions include Automatic Transfers, Transfers by Telephone, Fax or Online Banking and Checks or Drafts. Withdrawal and Transfer transaction not limited to six (6) per month are those being made in Person, by Mail, at an ATM or by Messenger. An excessive withdrawal fee of $1.00 may apply for each transaction that exceeds the limit.
 

Certificates of Deposit 

  • Fixed rate for term of Certificate of Deposit
  • Terms available from 3 month to 60 months
  • Only $500 minimum deposit
  • Fee Schedule 
 

Health Savings Account 

  • Variable interest rate account offering tiered rates
  • No minimum balance
  • No service charge
  • FREE Visa Debit Card
  • Available with a qualifying High Deductible Health Plan (HDHP). Please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements
  • Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
  • No minimum balance to open account
  • Fee Schedule