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Western Security Bank
Online Banking Access

Personal Savings

Savings that really add up.

Whatever you’re saving for; a dream vacation, college tuition, retirement or simply everyday expenses, we offer several options to help you meet your savings goals. Open a savings account in person at one of our branches, or conveniently online.
 
Visit any of our 7 area branches or apply online.


Personal Savings
Realize your savings goals with a personal account that offers a competitive interest rate on your balance.
  • Variable interest rate account that earns competitive interest
  • Only $2 monthly service charge if minimum balance falls below $100
  • Service charge waived for account holders under the age of 18
  • Six (6) withdrawals and transfers allowed per month*
  • Fee Schedule 
Money Market Accounts
Looking for more from your savings? Consider a WSB money market account.
  • Variable interest rate account offering tiered rates
  • Only $10 monthly service charge if minimum balance falls below $2,500 during your statement cycle
  • Six (6) withdrawals and transfers allowed per month*
  • Fee Schedule 
Certificates of Deposit
Accounts available with competitive interest rates and a variety of terms to meet your needs.
  • Fixed rate for term of Certificate of Deposit
  • Terms available from 3 month to 60 months
  • Only $500 minimum deposit
  • Penalties may apply for early closure
  • Interest rates may change at renewal
  • Fee Schedule
Health Savings Account
Enables you to pay for qualified current health expenses and save for future medical expenses.
  • Variable interest rate account offering tiered rates
  • No minimum balance
  • No service charge
  • FREE Visa Debit Card
  • Available with a qualifying High Deductible Health Plan (HDHP). Please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements
  • Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
  • No minimum balance to open account
  • Fee Schedule 

Want to compare these accounts side by side?

Savings Account Comparison