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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.

Totally Free Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account. 

Business Interest Checking

Perfect for qualifying sole proprietors & non-profit organizations.

Business Analysis Checking

Intended for businesses with higher account activity.

Want to compare these accounts side by side?

∗Every new Business Checking account comes with:

  • FREE VISA© Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking & Mobile Check Deposit
  • FREE eStatements with Online Check Images
  • FREE Paper Statements with Check Images
  • FREE Gift  to thank you for your business 
Plus, we will buy back your unused business checks or debit card from a different financial institution with up to a $25 credit to your account.*

Checking Account Comparison

Account Details

Totally Free Business Checking

  • 3,000 FREE Monthly transaction items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • No minimum balance after opening account
  • No monthly service charge
  • Minimum opening deposit is only $50
  • Fee Schedule

Business Interest Checking

  • 3,000 FREE Monthly transaction items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE
  • Variable interest rate account that earns competitive interest
  • Only $1,500 minimum balance to avoid low monthly service charge of $6
  • Minimum opening deposit is only $50
  • Fee Schedule 
Business Analysis Checking
  • Monthly maintenance fee, plus account activity fees for debits, credits and deposited checks
  • Earnings allowance from deposit balances may offset activity fees
  • Minimum opening deposit is only $50
  • Fee Schedule 
*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. See fee schedule for details. Buyback of checks and debit cards: $10 for check pads and $15 for debit card, up to $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Transaction items include all debits, credits and deposited items. If the Totally Free Business Checking account or the Business Interest Checking account exceeds 3,000 free monthly transaction items, $10,00 in monthly coin and currency deposits or withdrawals, including change orders, or requires additional regulatory oversight, the account may be changed to Business Analysis Checking which includes additional fees. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply.


To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • if Tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorized letter
  • TIN of Corporation
  • Articles of Incorporation 
Additional documents and/or state registration may also be required. Contact your Western Security Bank Banker and/or New Accounts Representative for  further information.