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Business Checking

Totally Free Business Checking and other banking services for your business

→ One of the keys to running a successful business is keeping profits up and costs down.

→ A Totally Free Business Checking Account is a great place to start! Our business checking accounts are designed to work as hard as you do, offering all the services your business needs - whether you’ve been in business for years or just starting out.

Every new business checking account includes:

FREE VISA© Debit Card
FREE Basic Online Banking & Bill Pay
FREE eStatements
FREE Gift
FREE Gifts for referring others
Buy Back of your debit cards and unused checks from another financial institution

Visit one of our branches or contact a banker today!

An account that's just right for your business!

• 200 FREE items per statement cycle
• No minimum balance
• No monthly service charge
• Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including
change orders

For the larger business with moderate account activity and additional services!

• No minimum balance
• Up to 500 FREE items per statement cycle
• Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders
• Excess item and cash over limit fees apply. See Deposit Product Terms and Conditions for details

Our treasury management team will design a solution for you!

• Eligible for earnings credit from deposit balances which may offset monthly service charge

• Standard fees include: $10 Monthly maintenance fee, 0.012% deposit protection assessment fee (on monthly avg collected balance per acct up to $250,000) plus account activity fees; $0.10 per debit, $0.25 per credit, $0.10 deposited items, cash and loose coin $0.10 per $100, rolled coin $0.05 per roll.
• Business Online Banking with customized Treasury Management Solutions available
• Other fees may apply as additional service are selected

• Merchant Service Processing
• Online ACH and/or Wire Origination
• Remote Deposit Capture
• Fraud Tools
• Additional User Access

Want to compare these accounts side by side?

Checking Account Comparison

Account		Minimum to Open	Free Items Per Statement Cycle	Free Cash/Coin Deposits, Withdrawals and Changes Orders Per Statement Cycle
Totally Free Business Checking	Free Checking Details	$0	0 - 200 FREE items No excess item fee	$10,000 No excess item fee
Simply Business Checking	Simply Business Checking Details	$0	0 - 500 FREE items Excess item fee $0.50 per item over 500	$10,000 Excess cash fee of 0.12% for cash over $10,000
Commercial Checking	Commercial Checking Details	$0	All items: $0.25/Credit $0.10/Debit $0.10/Deposited Item Eligible for earnings credit	$10 Monthly maintenance fee, 0.012% deposit protection assessment fee (on monthly avg collected balance per acct up to $250,000) plus account activity fees; $0.10 per debit, $0.25 per credit, $0.10 deposited items, cash and loose coin $0.10 per $100, rolled coin $0.05 per roll.

Items include all debits, credits, and deposited items. If the account exceeds the free items per statement cycle, $10,000 in coin and currency deposits or withdrawals per statement cycle, including change orders, or requires additional regulatory oversight, the Totally Free Business account may be changed to Simply Business Checking and Simply Business Checking may be changed to Commercial Checking both of which include additional fees. Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule for details. $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. Free gift provided at the time of account opening. Bank rules and regulations apply. Glacier Bank is a service mark of Glacier Bancorp.

To assist in opening your new account, we may request the following documentation:


SSN of Owner Proof of registration with State of Montana (if applicable) Acceptable identification for all authorized signers	TIN of Partnership Partnership Agreement Business Registration with State of Montana Acceptable identification for all authorized signers	TIN of LLC Articles of Organization Operating Agreement Business Registration with State of Montana Acceptable identification for all authorized signers	TIN of Corporation Articles of Incorporation Business Registration with State of Montana Acceptable identification for all authorized signers	TIN of Association Association Minutes Authorizing Signers Business Registration with State of Montana (if applicable) Acceptable identification for all authorized signers

Additional documents and/or state registration may also be required. Contact your Western Security Bank Banker and/or New Accounts Representative for

further information.