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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.
 

Totally Free Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account. 

Business Interest Checking

Perfect for qualifying sole proprietors & non-profit organizations.

Business Analysis Checking

Intended for businesses with higher account activity.
 

Want to compare these accounts side by side?

∗Every new Business Checking account comes with:

 
  • FREE VISA© Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking & Mobile Check Deposit
  • FREE eStatements with Online Check Images
  • FREE Paper Statements with Check Images
  • FREE Gift  to thank you for your business 
Plus, we will buy back your unused business checks or debit card from a different financial institution with up to a $25 credit to your account.*
 
 

Checking Account Comparison

Account Details

Totally Free Business Checking

  • 3,000 FREE Monthly transaction items**
  • No minimum balance after opening account
  • No monthly service charge
  • Minimum opening deposit is only $50
  • Fee Schedule
 

Business Interest Checking

  • Variable interest rate account that earns competitive interest
  • Only $1,500 minimum balance to avoid low monthly service charge of $6
  • Minimum opening deposit is only $50
  • Fee Schedule 
 
Business Analysis Checking
  • Earning allowance from deposit balance may offset service charges
  • $10 monthly service charge
  • $0.25 per credit
  • $0.10 per debit/deposited item
  • $0.06 on-us
  • Minimum opening deposit is only $50
  • Fee Schedule 
 

 
∗Other fees such as overdraft, returned item, continuous overdraft, etc. may apply.  See fee schedule for details.  Unless otherwise specified, customer purchases own checks. Buy back given at the time checks and debit cards are presented. $2.50 per pad/debit card, up to $25. Free gift provided at the time of account opening.  Ask us for details.  Bank rules and regulations apply.
 
∗∗ Transaction items include all debits, credits and deposited items. If the Totally Free Business Account exceeds 3,000 monthly items, the account may be changed to another checking product.


To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • if Tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorized letter
  • TIN of Corporation
  • Articles of Incorporation 
Additional documents and/or state registration may also be required. Contact your Western Security Bank Banker and/or New Accounts Representative for  further information.