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Personal Checking

Check us out for value.

When you open a checking account at a bank, you expect great service, dependability and value.  What you don’t expect (or need) are strings attached to your account in order to avoid fees.

 

At Western Security Bank, Totally Free Checking really is FREE!  Free of minimum balances and hidden weekly, monthly or annual fees.  We also have three great interest-bearing accounts to fit your every need.  Plus, when you open your new account, you’ll get something else: a free gift to say ‘thank you.’  We’ll also buy back your old checks or debit card from another financial institution and apply up to $25 credit to your new account.*

 

Totally Free Checking

A free account for everyone! With no minimum balance or monthly service charge after opening your account.

Easy Interest

A variable interest rate account that earns competitive interest with the convenience of direct deposit or any automatic payment. No minimum balance or monthly service charge after account opening.

50+ Interest Checking

A variable interest rate account that earns competitive interest, for those 50 and wiser—with no minimum balance after account opening, and no monthly service charge. In addition, your receive one free box of corporate imaged checks per calendar year!

Premier Interest Checking

Looking to earn more? Simply maintain a balance of $1500 or more to earn a higher variable interest rate. You will still earn a competitive rate even if your balance falls below $1,500.

Want to compare these accounts side by side? 

∗Every new personal checking account includes:

  • FREE Standard VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements with online check images
  • FREE Check Images with statements
  • FREE Thank you gift
  • Buy back of your unused checks and debit cards from another financial institution 
 

Checking Account Comparison

Account Details

Totally Free Checking 

  • Minimum opening deposit is only $50
  • No minimum balance after opening
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Non-Interest bearing account
  • Fee Schedule

Easy Interest Checking

  • Minimum opening deposit is only $50
  • No minimum balance after opening
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account that earns competitive interest
  • Fee Schedule

50+ Interest Checking

  • Minimum opening deposit is only $50
  • No minimum balance after opening
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account that earns competitive interest
  • Receive one free box of personalized checks per calendar year
  • Fee Schedule

Premier Interest Checking 

(Our highest interest checking account)
 
  • Minimum opening deposit is only $50
  • $1,500 minimum balance after opening
  • Only $6 Monthly Service Charge if balance drops below $1,500
  • Unlimited Check Writing
  • Variable interest rate account that earns a higher interest rate if the balance is above $1,500
  • Fee Schedule 

 

∗Free gift provided at the time of account opening. We reserve the right to substitute an item of similar value. $2.50 per pad/debit card, up to $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Unless otherwise stated, customer purchases own checks. Other fees such as overdraft, returned item, continuous overdraft, etc. may apply.   See fee schedule for details.  Ask us for details. Bank rules and regulations apply