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Personal Loans

Your personal loan solution is closer than you think.

With competitive rates, regularly scheduled payments and a fixed payoff date, a personal loan  could be the smart answer for your financial goals. Collateral can include: WSB certificates of deposit, real estate and other personal property. Some loans can even be unsecured, with approved credit.
 

Vehicle Loans

Drive a smart financial solution with a fixed, competitive-rate car loan, RV Loan or Boat Loan. Western Security Bank offers loans to purchase or refinance a new or used vehicles and more.
 

Home Equity Lines of Credit

A Western Security Bank Home Equity Line of Credit allows qualified borrowers to establish a line of credit against the equity in their home. 
For example: If you establish a $15,000 home equity line of credit, you access these funds by simply writing a check. If you write checks for $2,500, you only pay interest on that amount. You still have $12,500 available to use. Pay down your line and use these funds over and over again.

Put the power of the equity that is already under your roof to work for you with a Home Equity Line of Credit. The resources are there when you need them, but you don’t make payments until you borrow the money
 
 
 
 

A Western Security Bank Home Equity Line of Credit is an agreement that allows the borrower(s) to use  the equity in their home as collateral. Home Equity lines are  popular methods for consumers to finance home improvements, invest in additional property, purchase vehicles or even consolidate debt.

Borrowers access the revolving line of credit via Online Banking or by writing a  check. Generally these loans and lines are the second mortgage on your residence, but can be a first mortgage, or possibly a mortgage on a second home or investment property.

Home Equity Lines of Credit are available with a fixed rate or a variable interest rate. Pricing for these lines varies by customer depending on the credit quality, the term of the line, and the line amount compared to the value of the home. For your convenience, we suggest the payments be automatically deducted from a Western Security Bank checking or savings account each month.